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partnership card vs Account Card
As it is no longer possible to use your Account Card, we have made sure the partnership card provides all the benefits you’ve come to expect from us. As you can see from the table below, the partnership card offers far more benefits than the Account Card, without losing any of the features that Account Card holders have enjoyed:
* Free Balance Transfer only applies to the initial transfer from your Account Card on application.
**No interest on Balance Transfers for six months. For the first six months after you open your partnership card account, you can transfer the balances from your other credit and store cards, and not pay any interest (2.5% fee, minimum £5).
Representative example: based on an assumed credit limit of £1,200, our 16.9% p.a. rate for purchases gives a representative rate of 16.9% APR variable.
The Balance Transfers total must not exceed your credit limit. We do not transfer balances between cards operated by members of the HSBC Group. The HSBC Group means HSBC Bank plc, its subsidiaries, associated and affiliated companies and includes Marks & Spencer Financial Services plc and First Direct.